We use AI-powered tools to generate personalized dispute letters for every negative item on your report. These letters are then notarized and sent to the credit bureaus, ensuring that your disputes are taken seriously.

No, Credit Veto cannot remove accurate and timely negative information from your credit report. However, we can dispute any inaccurate, outdated, or unverifiable items, and if those are found to be incorrect, they must be removed by the credit bureaus. Our goal is to ensure that your credit report is fair, accurate, and reflects your true creditworthiness, helping you build a stronger financial future.

Credit Veto simplifies the credit repair process by using technology to do the heavy lifting for you. With real-time updates and full-service monitoring, you’ll always know where you stand and what’s being done to improve your score

The timeline for credit repair can vary depending on the complexity of your credit situation and the number of negative items being disputed. On average, customers start seeing improvements within 30-45 days. However, for the full process, it can take between 3 to 6 months for significant changes, as credit bureaus have up to 30-45 days to respond

While we work diligently to improve your credit score and remove negative items from your report, we cannot guarantee specific loan approvals. Approval decisions are made by lenders based on various factors, including your current financial standing, income, and debt-to-income ratio. What we can do is help increase your chances by improving your credit score and giving you a clearer path to financial eligibility.

Yes, we take your security seriously. All data is encrypted, and we follow industry best practices to ensure your information is protected.

Simply sign up on our platform, complete the onboarding process, and let us handle the rest. We’ll guide you through every step of the journey.

Credit monitoring is a service that keeps an eye on your credit reports and alerts you to any changes, such as new accounts, credit inquiries, or shifts in your credit score. This is important because it helps you detect potential fraud early and stay informed about your credit health, making it easier to manage your finances and improve your credit over time.

Notarization is when a notary public verifies a signer's identity and witnesses the signing of a document. It’s necessary for credit dispute letters because it adds credibility and shows that the letter is authentic. This can help ensure that credit bureaus take your disputes seriously and respond more quickly.We partnered with Notorize by Proof, an e-notarization service to ensure you don’t have to move an inch to get your dispute letters notarized as opposed to a visit to the officials office.

At Credit Veto, we take care of the entire delivery process for you. Once your dispute letters are generated and notarized, we will send them via our partner Lob to the bureaus on your behalf. Lob will print the letters and physically mail them to the bureaus. This ensures that your letters reach the credit bureaus promptly, minimizing delays in the dispute process. You’ll receive notifications regarding the delivery status and any updates related to your disputes

Absolutely! Credit Veto provides you with comprehensive insights into your credit reports. As part of our services, you will receive access to three-bureau credit reports along with your scores. Our platform allows you to monitor your credit profile regularly, and we’ll keep you informed about any changes, improvements, or potential negative items that may appear.

Credit Veto offers three different pricing plans tailored to your needs: Credit Veto Monitor: $69 per month, providing basic monitoring and notifications. Credit Veto Dispute: $149.99 per month, which includes dispute assistance and automated letter generation. Credit Veto Pro: $199 per month, offering comprehensive credit repair services with automatic dispute resolution and notarization. We believe in clear, upfront pricing with no hidden fees, so you can choose a plan that best fits your financial goals.